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Maine Notaries Warned of Scammers

Jan 2026

We missed this when it was first released in October, but it is still ongoing so it is still a good idea to remind everyone. While this is currently happening in Maine, there is no reason it will not spread to other states that are vulnerable.

The Maine Secretary of State gave a warning of current scams targeting notaries, including those acting as wedding officiants.

The “Maine Scam”

Beware of over payments.

So this is how it goes. Client hires you to do a signing. Everything goes fine until after the signing.

The trick comes when you get paid. The client pays you too much money for the signing. Then they inevitably ask for you to refund the over payment. This is red flag #1.

Anyways, being the honest business person you are, you gladly refund the money. But, a bad surprise awaits. Your original payment either bounces or if digital, the payment is withdrawn.

Now you are out of the money for your services, but also for the refund.

So What Do I Do?

Maine Notaries Warned of Scammers

“I urge anyone who receives an “overpayment” for services to be vigilant,” said Secretary of State Shenna Bellows. “Refuse the initial payment and ask that they resend it in the proper amount or wait for the payment to clear before any refund is sent. And if you accept digital payments, make sure you understand the policies of the platform you use. If you were scammed out of any money, contact your local law enforcement.”

So, it seems like we need to do a couple of things.

If someone overpays, refuse it. Request payment in the proper amount. It can quickly turn into a game of three card monte. And we know you always lose that game. Make sure your red flag alert is in full gear still.

We think the more important part is to make sure you got paid for your services before you deal with the potential scammer again. Make sure the money is in your account. And make sure you have all your ducks in a row when it comes with your payment service.

It was re-iterated that if you are being hussled or have already been scammed, contact your local law enforcement, which seems pretty obvious to us.

Always Protect Yourself

We always preach to protect yourself during signings. Ensure the signer is who they say they are, and not acting under distress. Make sure all of the documents are lined up and no information is missing. Make sure to keep your log up to date, etc.

Well, protect yourself for payments as well. Stay on top of it. Make sure you have the money.

And Beware of Over Payments.